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Medicare's IRMAA impacts every retirement plan


While everyone else is having the same conversations, you can now offer solutions to more people, solve real retirement problems and Grow Your Practice Exponentially.

Impact on Social Security and Overall Income

See the impact of IRMAA surcharge deductions on Social Security Benefit

Comparison Reports

Compare scenarios side by side to find the best solution.

IRMAA Comparison reports

IRMAA and Tax Implications

Advanced AJAX search functionality with multiple layout options that are capable of bringing up results in real-time.

IRMAA Overall Impact

Personalized Downloadable Reports

Two types of PDF reports to send to your clients of distribute during seminars.

Effect on Target Monthly Income

Choose your target yearly income and see how close you come to the goals after expenses and surcharges are calculated.

Unlimited Clients and Reports

Advanced AJAX search functionality with multiple layout options that are capable of bringing up results in real-time.

...And Many More Features

We don't like to brag, but we're changing the game

“The IRMAA certification program and HCP software is not only an eye opener but a game changer. The unknown things in life are what cause the most pain, IRMAA is one of those hidden pains. The TRUE cost of the IRMAA surcharge plus medical expenses are unknown by most advisors and dismissed by others is concerning.”

Mark ClarkPrestige Planning - Managing Partner CFP CKA

“The Certified IRMAA program will separate you from other advisors by giving you the practice management knowledge of Medicare and its costs to my clientele. The topic of IRMAA has opened my eyes on how the majority of Pre Retirees/Retirees in America know very little to nothing about the risk. Would highly recommend every advisor take this course.”

John McEachranLifeMark Securities - Registered Representative

“What an AMAZING IRMAA education. I have been a life insurance agent since I was 28 years old, and have always worked with safe money concepts. The IRMAA Certified Professional Course has now opened a World of clients to me. If you are looking for a way to stand out from the crowd, then this course is a must! It is the best money I have ever spent in my business career!!!”

Ira KlebanCertified Planner

...Ok, Let Us Give You ONE Example of how to Grow Your Practice with Healthcare Retirement Planner.

Medicare and Social Security Stress Test.

Start with our Medicare and Social Security Stress test

Gather all the information in the Stress Test Fact Finder and input them into the software

Medicare and Social Security Stress Test.
Medicare and Social Security Stress Test.

View the results of the test and then suggest different assets to lower IRMAA Surcharges and taxes

Lets Show You How it Works